September Goals

It's never too early to start preparing your mindset for the new month, is it? I was sitting here looking over the budget for the week and started thinking about what I would like to accomplish for next month. I will be back at work starting on the 31st and I'm looking forward to earning …

Student Loan Repayment

Did you hear the news? Student loans are being deferred through December 31, 2020. This means no payments are owed and interest will not accrue until the end of the year. Let's just say, 6.5% interest adds up on $20K+ and I'm here for it. One of the things is that if you really want …

I’m enjoying my time at home.

Hi there everyone. I am about 1 week from returning to work and I am not looking forward to it as much as I thought I would. You all know how much I love my job. It challenges me to keep learning and build strength. It keeps me engaged and I find it to be …

Why I broke up with Dave Ramsey

When we first began considering really hunkering down and paying off our debts, we started with reading Dave Ramsey's Total Money Makeover. It helped us to look at what we needed to do to get started with our debt-free journey. We were inspired and ready! We were full speed ahead and canceled everything we could, …

Budgeting the BTS Shopping Spree

Every year, it rears it's ugly head - Back to School. It is my favorite time of year. Why? Because I love office supplies and finding deals. I always have a strict plan with a map or route and have sought the best deals. I use rebate apps and email blast coupons whenever possible. I …